Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the websites, content, and services made available by Aurora Technologies Group (“Aurora,” “we,” “our,” or “us”), including this corporate website and any pages, features, or communications offered through it (collectively, the “Services”). By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated into these Terms by reference.

If you do not agree to these Terms, you must not access or use the Services. If you are accessing or using the Services on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms, in which case “you” refers to that entity.

The Services are intended for individuals who are at least eighteen (18) years of age, or the age of legal majority in their jurisdiction of residence, whichever is greater. By using the Services, you represent and warrant that you meet this requirement, that you have not previously been suspended or removed from the Services, and that your use of the Services does not violate any applicable law, regulation, or contractual obligation. The Services are operated from the United States and are intended for users located in the United States; we make no representation that the Services are appropriate or available for use in other jurisdictions.

Aurora Technologies Group is a technology company that builds AI-native software products. This website serves as Aurora’s corporate presence: it provides information about our company, our product portfolio, and our capabilities, and it offers a means of contacting us. The website itself is informational in nature and does not provide financial products or services of any kind.

Aurora’s product portfolio currently includes MeetFelix, a consumer debt settlement platform; MeetBivo, a free consumer credit insights platform; and MeetPierre, a forthcoming product that has not yet launched. Each product is offered through its own website and is governed by its own agreements, as described in the following section.

Each Aurora product — including MeetFelix, MeetBivo, and MeetPierre — is a separate service offered under its own terms of service and its own privacy policy, which are presented to you when you register for or use that product. Those product-specific agreements, and not these Terms, govern your use of the applicable product, and in the event of any conflict between these Terms and a product’s own agreements with respect to that product, the product-specific agreements control. Nothing in these Terms grants you any right to use any Aurora product, and your use of any product is conditioned on your acceptance of that product’s agreements.

Aurora products are software platforms. They are not lenders, law firms, credit repair organizations, or financial advisors, and nothing made available through the Services or through any Aurora product constitutes legal, financial, tax, or credit advice. Any information provided through the Services is for general informational purposes only, and you should consult a qualified professional before making decisions based on it.

Certain Aurora products may require you to register for an account under the applicable product’s own terms. To the extent any portion of the Services requires credentials, you agree to provide accurate, current, and complete information; to maintain and promptly update that information; to keep your credentials confidential; and to notify us promptly through our contact page of any unauthorized use of your account or any other breach of security. You are responsible for all activities that occur under your credentials, whether or not authorized by you, and we are not liable for any loss or damage arising from your failure to safeguard them. We reserve the right to suspend or terminate any account that we reasonably believe has been used in violation of these Terms.

You agree to use the Services only for lawful purposes and in accordance with these Terms. Without limiting the foregoing, you agree that you will not, and will not permit or assist any third party to:

• use the Services in any way that violates any applicable federal, state, local, or international law or regulation;
• attempt to gain unauthorized access to, interfere with, damage, or disrupt any portion of the Services, the servers on which the Services are hosted, or any systems or networks connected to the Services;
• use any robot, spider, scraper, or other automated means to access the Services for any purpose, or harvest or collect information about other users, without our prior written consent;
• probe, scan, or test the vulnerability of the Services, or circumvent any security or authentication measures;
• introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful;
• impersonate or attempt to impersonate Aurora, an Aurora employee, another user, or any other person or entity, or misrepresent your affiliation with any person or entity;
• reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of any software comprising the Services, except to the extent such restriction is prohibited by applicable law;
• copy, frame, mirror, or resell any portion of the Services, or use the Services to build a competing product or service;
• remove, obscure, or alter any copyright, trademark, or other proprietary-rights notices appearing on the Services;
• submit through the Services any content that is unlawful, defamatory, fraudulent, deceptive, harassing, or otherwise objectionable, or that infringes the rights of any third party; or
• use the Services in any manner that could disable, overburden, or impair the Services or interfere with any other party’s use of the Services.

We reserve the right to investigate suspected violations of this section, to suspend or terminate access to the Services for any user who violates it, and to cooperate with law enforcement authorities in prosecuting users who engage in unlawful conduct.

The Services and their entire contents, features, and functionality — including but not limited to all text, graphics, logos, product names, trade names, icons, images, audio, video, software, algorithms, page designs, and the selection and arrangement thereof — are owned by Aurora Technologies Group, its licensors, or other providers of such material, and are protected by United States and international copyright, trademark, trade secret, and other intellectual property or proprietary-rights laws. The Aurora name and the names MeetFelix, MeetBivo, and MeetPierre, together with all related logos and marks, are trademarks of Aurora Technologies Group. Nothing in these Terms grants you any right, title, or interest in or to any such marks, and you may not use them without our prior written consent.

Subject to your compliance with these Terms, Aurora grants you a limited, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Services for your personal, non-commercial use. Except as expressly permitted by these Terms or by applicable law, you may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on the Services. All rights not expressly granted to you are reserved by Aurora.

If you submit comments, suggestions, ideas, or other feedback regarding the Services or any Aurora product (“Feedback”), you grant Aurora a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, and otherwise exploit that Feedback for any purpose without restriction, compensation, or attribution. You represent that any Feedback you submit is original to you and does not violate the rights of any third party, and you acknowledge that Aurora is under no obligation to use or act upon any Feedback.

The Services may contain links to third-party websites, resources, or services, including the websites of Aurora’s own products, which are governed by their own agreements as described above. Such links are provided for your convenience only. Aurora has no control over, and assumes no responsibility for, the content, products, services, privacy practices, or accuracy of any third-party website or resource. Your dealings with any third party, including your reliance on any third-party content, are solely between you and that third party, and you access third-party websites and services entirely at your own risk and subject to the terms and conditions of those websites and services.

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, AURORA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Without limiting the foregoing, Aurora does not warrant that the Services will be uninterrupted, timely, secure, or error-free; that defects will be corrected; that the Services or the servers that make them available are free of viruses or other harmful components; or that any information obtained through the Services is accurate, complete, reliable, or current. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL AURORA TECHNOLOGIES GROUP, ITS AFFILIATES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES — ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT AURORA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF AURORA AND ITS AFFILIATES FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100). THE LIMITATIONS IN THIS SECTION ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN YOU AND AURORA AND WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

You agree to defend, indemnify, and hold harmless Aurora Technologies Group, its affiliates, and their respective officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys’ fees) arising out of or relating to (a) your violation of these Terms; (b) your use or misuse of the Services; (c) any content or information you submit through the Services; or (d) your violation of any applicable law or the rights of any third party. Aurora reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with our defense of that matter.

These Terms and any dispute or claim arising out of or relating to them or the Services shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Services shall be resolved in the appropriate courts within the United States, and you consent to the exercise of jurisdiction by such courts.

Before initiating any formal proceeding, you agree to first attempt to resolve any dispute informally by contacting us through our contact page and providing a written description of the dispute; the parties will attempt in good faith to resolve the dispute within sixty (60) days of receipt. To the fullest extent permitted by applicable law, you and Aurora each waive any right to a trial by jury and agree that any claim may be brought only in an individual capacity and not as a plaintiff or class member in any purported class, consolidated, or representative proceeding. Any claim arising out of or relating to the Services must be commenced within one (1) year after the cause of action accrues; otherwise, the claim is permanently barred, except where prohibited by applicable law.

These Terms are effective from the date you first access or use the Services and remain in effect for as long as you continue to do so. We may suspend or terminate your access to all or any portion of the Services at any time, with or without notice and with or without cause, including if we reasonably believe you have violated these Terms. You may stop using the Services at any time. Upon any termination, the license granted to you under these Terms will immediately cease, and you must discontinue all use of the Services; termination will not limit any of Aurora’s other rights or remedies at law or in equity.

Any provision of these Terms that by its nature should survive termination or expiration will survive, including without limitation the provisions governing intellectual property, feedback, disclaimers of warranties, limitation of liability, indemnification, governing law and dispute resolution, and this survival provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, that provision shall be modified to the minimum extent necessary to make it enforceable or, if modification is not possible, shall be severed from these Terms, and the remaining provisions shall continue in full force and effect.

These Terms, together with our Privacy Policy and any other legal notices published by Aurora on the Services, constitute the entire agreement between you and Aurora Technologies Group with respect to the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, whether written or oral, regarding the Services. For clarity, these Terms do not supersede or modify the product-specific agreements that govern your use of any individual Aurora product.

You may not assign or transfer these Terms, or any of your rights or obligations under them, in whole or in part, without Aurora’s prior written consent, and any attempted assignment in violation of this provision is null and void. Aurora may freely assign or transfer these Terms without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets, or by operation of law. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties and their respective successors and permitted assigns.

No failure or delay by Aurora in exercising any right, power, or remedy under these Terms shall operate as a waiver of that or any other right, power, or remedy, and no single or partial exercise of any right shall preclude any further exercise of it or of any other right. Any waiver by Aurora of any provision of these Terms is effective only if set forth in writing and signed by an authorized representative of Aurora, and applies only to the specific instance for which it is given.

Aurora will not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, epidemics or pandemics, war, terrorism, civil unrest, labor disputes, governmental actions, power or telecommunications failures, internet or hosting-provider outages, or failures of third-party services on which the Services depend.

We may revise these Terms from time to time at our sole discretion. When we do, we will post the updated Terms on this page and revise the “Last updated” date above. Material changes will be effective upon posting unless a later effective date is stated. Your continued use of the Services after revised Terms are posted constitutes your acceptance of the revised Terms; if you do not agree to the revised Terms, you must stop using the Services. We encourage you to review this page periodically so that you are aware of the current Terms.

If you have any questions about these Terms of Service, please reach out to us through our contact page. We will make reasonable efforts to respond to legitimate inquiries in a timely manner.